:root{--navy:#08283b;--teal:#1ca8b7;--orange:#f3a044;--soft:#f3f8fa;--ink:#17333d;--muted:#5c747d;--line:#dbe8ec}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:"Segoe UI",Arial,sans-serif;line-height:1.65}a{color:inherit}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.top{position:sticky;top:0;z-index:10;background:#fff;border-bottom:1px solid var(--line)}.top .wrap{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:26px}.brand{font-size:28px;font-weight:800;text-decoration:none;color:var(--navy)}.brand span{color:var(--teal)}nav{display:flex;gap:22px;align-items:center}nav a{text-decoration:none;font-weight:600;color:var(--navy)}.cta{display:inline-block;padding:12px 19px;border-radius:9px;background:var(--orange);color:#fff;text-decoration:none;font-weight:700}.hero{padding:90px 0;background:linear-gradient(135deg,#eef9fb,#fff 58%)}.hero .wrap{max-width:920px;margin-left:auto;margin-right:auto;text-align:center}.eyebrow{color:var(--teal);font-weight:800;text-transform:uppercase;letter-spacing:.09em;font-size:13px}h1,h2,h3{color:var(--navy);line-height:1.15}h1{font-size:clamp(40px,6vw,66px);margin:12px 0 20px}h2{font-size:clamp(30px,4vw,44px)}.lead{font-size:20px;color:var(--muted);max-width:790px;margin:0 auto 28px}.section{padding:72px 0}.soft{background:var(--soft)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.two{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:27px;box-shadow:0 9px 30px rgba(8,40,59,.06)}.card h3{margin-top:0}.check{padding-left:0;list-style:none}.check li{margin:11px 0;padding-left:28px;position:relative}.check li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:900}.notice{border-left:5px solid var(--orange);background:#fff7ed;padding:20px 23px;border-radius:10px}.contact{background:var(--navy);color:#fff;border-radius:22px;padding:38px;display:flex;align-items:center;justify-content:space-between;gap:25px}.contact h2{color:#fff;margin:0 0 8px}.contact p{margin:0;color:#c9dde4}.breadcrumbs{font-size:14px;color:var(--muted);padding-top:22px}.breadcrumbs a{color:var(--teal)}footer{padding:38px 0;background:#061f2e;color:#c9dde4}footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}footer a{color:#fff}@media(max-width:760px){nav a:not(.cta){display:none}.hero{padding:65px 0}.section{padding:52px 0}.grid,.two{grid-template-columns:1fr}.contact{align-items:flex-start;flex-direction:column}}